I posted that last thing about the house thinking "I'll update it next week after we're moved in." Here we are a month and a half later. Whoops.
We did get everything all taken care of. The paperwork was good to go the next day, and we started moving in that afternoon. We had lots of help from family and friends, which was much appreciated!
I'm going to put pictures up at some point. We've been mostly moved in for a few weeks, but we still need to put some things up on the wall and a few other finishing touches. Everything has been really crazy, we're going to get to it ASAP! After today, which is Brian's birthday. ASAP after that!
We got a puppy! Well, an almost adult puppy, but still! We named her Molly, and we love her so much! She's a weirdo and it's great.
8.11.2015
6.29.2015
We're (basically) homeowners!
I had planned to post this after we closed on our house, which was supposed to happen at 3:00 this afternoon... We even went to the title office and were stretching our document signing muscles, but something went wrong with the paperwork, so now we have to go back tomorrow. Supposedly this never happens, but we've had a lot of issues so far, so I wasn't surprised. Most of them have actually ended up being good for us though, so I'm not complaining! I haven't posted anything about this whole process (or anything, ever, because I'm a terrible blogger...), so here is our house-buying story:
February/March ish: We started looking for houses. Because it's fun. I don't think we actually knew at this point that we would be trying to buy a house soon, but we looked at a lot of listings and eventually went to see a few.
April: We decided to do the legwork to see how much it would take to actually get us into a house. We picked a lender and went to meet with a mortgage officer to get preapproved. He gave us a budget, which was basically the same range we had been thinking about. At the same time, we started looking at houses more seriously. We decided that we really wanted to live in the island neighborhood we've been renting in for the last year, so those were the only houses we really looked at after that. We looked at one house that we liked, but it wasn't quite what we were looking for. After working with the realtor who was showing that house, we decided to continue working with her, so she started looking for houses for us as well. We looked at a few others that we didn't love, there hasn't really been a lot on the market in this area and our budget...
The house we're buying was actually one of the first listings I looked at, so I did think it would still be on the market. We went to look at it at the end of April, and I think it went under contract a few days later. I was a little sad, but we kept looking. We found another house that was in the neighborhood, and seriously thought about putting an offer in. It was cute, and almost everything was updated (most of the houses in the neighborhood are REALLY old, so this is pretty crucial), but the layout was a little weird, and it had new white carpet through the whole house (which isn't necessarily a bad thing, but we're not the cleanest people...), and it was on a busy road...
May: While we were debating about that one, the one that we're buying came back on the market. I think they had a buyer back out on them after inspection, because when they listed it again they raised the price a little and said that they were putting a new roof on it and updating some of the paint (lucky thing that went wrong #1). We decided to put an offer in and see what happened... They accepted, and we were under contract!
Since then, we've mostly just been coasting while the bank and our realtor have worked out all the difficult stuff. We had to schedule the inspection, which was almost a disaster. He was supposed to go one afternoon and meet us there later to go over the results, but he forgot about the appointment and still hadn't arrived when we got there. Luckily, he was able to come right away and finish that evening, and he did it for free because he felt so bad about almost missing it (lucky thing that went wrong #2). Nothing terrible came back from the inspection, other than the roof needing replaced, which we already knew and the sellers were already planning on taking care of. The bank did the appraisal, and while they were going over some of our original paperwork they found a mistake made by the disclosure company. Because of that, we ended up getting some extra money to cover our closing costs and a few other things (lucky thing that went wrong #3).
Everything looked good and we were excited to close today, but I guess we'll still be excited tomorrow. Also, this gives us a little time to get a few more things packed and figure out exactly how we're getting everything over there, so it's ok. The people who bought our contract aren't moving in until Mid-July, so we've got a while still. Anyway, hopefully we'll close tomorrow and move in later this week! Wish us luck!
February/March ish: We started looking for houses. Because it's fun. I don't think we actually knew at this point that we would be trying to buy a house soon, but we looked at a lot of listings and eventually went to see a few.
April: We decided to do the legwork to see how much it would take to actually get us into a house. We picked a lender and went to meet with a mortgage officer to get preapproved. He gave us a budget, which was basically the same range we had been thinking about. At the same time, we started looking at houses more seriously. We decided that we really wanted to live in the island neighborhood we've been renting in for the last year, so those were the only houses we really looked at after that. We looked at one house that we liked, but it wasn't quite what we were looking for. After working with the realtor who was showing that house, we decided to continue working with her, so she started looking for houses for us as well. We looked at a few others that we didn't love, there hasn't really been a lot on the market in this area and our budget...
The house we're buying was actually one of the first listings I looked at, so I did think it would still be on the market. We went to look at it at the end of April, and I think it went under contract a few days later. I was a little sad, but we kept looking. We found another house that was in the neighborhood, and seriously thought about putting an offer in. It was cute, and almost everything was updated (most of the houses in the neighborhood are REALLY old, so this is pretty crucial), but the layout was a little weird, and it had new white carpet through the whole house (which isn't necessarily a bad thing, but we're not the cleanest people...), and it was on a busy road...
May: While we were debating about that one, the one that we're buying came back on the market. I think they had a buyer back out on them after inspection, because when they listed it again they raised the price a little and said that they were putting a new roof on it and updating some of the paint (lucky thing that went wrong #1). We decided to put an offer in and see what happened... They accepted, and we were under contract!
Since then, we've mostly just been coasting while the bank and our realtor have worked out all the difficult stuff. We had to schedule the inspection, which was almost a disaster. He was supposed to go one afternoon and meet us there later to go over the results, but he forgot about the appointment and still hadn't arrived when we got there. Luckily, he was able to come right away and finish that evening, and he did it for free because he felt so bad about almost missing it (lucky thing that went wrong #2). Nothing terrible came back from the inspection, other than the roof needing replaced, which we already knew and the sellers were already planning on taking care of. The bank did the appraisal, and while they were going over some of our original paperwork they found a mistake made by the disclosure company. Because of that, we ended up getting some extra money to cover our closing costs and a few other things (lucky thing that went wrong #3).
Everything looked good and we were excited to close today, but I guess we'll still be excited tomorrow. Also, this gives us a little time to get a few more things packed and figure out exactly how we're getting everything over there, so it's ok. The people who bought our contract aren't moving in until Mid-July, so we've got a while still. Anyway, hopefully we'll close tomorrow and move in later this week! Wish us luck!
3.18.2015
SPRING BREAK
Brian was on Spring Break last week. It was a little sad for me, this is the first time.. EVER... since I started school at least?.. that I haven't had time off for Spring Break. It was a very busy (but fun) week of fun family activities!
FRIDAY (the 6th)
SATURDAY (the 7th)
Yay for squinty sun pictures... |
WEDNESDAY
My baby sister got married! It was a cold and blustery day at the Draper temple, but it was still a very happy day that we were glad to get to share with them. Her reception was also gorgeous, I'm sure she'll put pictures on her blog.
- Side note: Three new temples in one week! I had been to the temple grounds at Ogden and Salt Lake before, but not inside, so it was exciting for me.
After Wednesday, Brian stayed in Kaysville to hang out with his family. I had to come back to work, so we got to spend our first night apart since we got married. It was very weird having the house to myself for a whole night, I'm not sad that I'm not single anymore. Also, I'm glad Brian is there to feed, because when I'm just cooking for myself, I am very boring.
I went back to Kaysville Friday night, and we spent most of the weekend there with Brian's family. I didn't get any pictures during that time, because I'm awful. I finally made an instagram account because I feel like I will be more motivated to take pictures if I can easily share them with people (maybe?). We'll see how that goes.
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